{"id":23754,"date":"2026-06-11T10:34:41","date_gmt":"2026-06-11T08:34:41","guid":{"rendered":"https:\/\/faktiditor.ch\/?p=23754"},"modified":"2026-06-11T10:34:41","modified_gmt":"2026-06-11T08:34:41","slug":"bankat-fituan-mbi-300-milione-euro-ne-vitin-2025-nje-pjese-e-konsiderueshme-nga-provizionet","status":"publish","type":"post","link":"https:\/\/faktiditor.ch\/?p=23754","title":{"rendered":"Bankat fituan mbi 300 milion\u00eb euro n\u00eb vitin 2025, nj\u00eb pjes\u00eb e konsiderueshme nga provizionet"},"content":{"rendered":"<p>Fitimet e sektorit bankar n\u00eb vend vazhdojn\u00eb t\u00eb rriten, nd\u00ebrsa nj\u00eb pjes\u00eb e konsiderueshme e t\u00eb ardhurave vazhdon t\u00eb vij\u00eb nga tarifat dhe provizionet q\u00eb qytetar\u00ebt dhe kompanit\u00eb paguajn\u00eb p\u00ebr sh\u00ebrbimet bankare.<\/p>\n<p>Sipas t\u00eb dh\u00ebnave m\u00eb t\u00eb fundit t\u00eb Bank\u00ebs Popullore, bankat gjat\u00eb vitit 2025 realizuan mbi 118 milion\u00eb euro t\u00eb ardhura neto nga provizionet dhe tarifat. Krahasuar me vitin paraprak, kjo paraqet nj\u00eb rritje prej rreth 3 milion\u00eb eurosh ose 2,7 p\u00ebr qind.<\/p>\n<p>Nj\u00ebkoh\u00ebsisht, fitimi i p\u00ebrgjithsh\u00ebm i sektorit bankar arriti n\u00eb afro 304 milion\u00eb euro, q\u00eb \u00ebsht\u00eb rreth 21 milion\u00eb euro m\u00eb shum\u00eb krahasuar me vitin 2024. K\u00ebshtu, m\u00eb shum\u00eb se nj\u00eb e treta e fitimit total t\u00eb bankave vjen nga provizionet e ark\u00ebtuara.<\/p>\n<p>N\u00eb Maqedoni operojn\u00eb 12 banka, dhe nj\u00eb pjes\u00eb e tyre tashm\u00eb kan\u00eb paralajm\u00ebruar korrigjime t\u00eb reja t\u00eb tarifave dhe rritje t\u00eb tarifave p\u00ebr disa sh\u00ebrbime, gj\u00eb q\u00eb ka shkaktuar reagime n\u00eb opinionin publik dhe ka hapur pyetje mbi arsyeshm\u00ebrin\u00eb e k\u00ebtyre kostove.<\/p>\n<p>Guvernatori i i Bank\u00ebs Popullore Trajko Slaveski vler\u00ebsoi se b\u00ebhet fjal\u00eb p\u00ebr sh\u00ebrbime q\u00eb p\u00ebrdoren \u00e7do dit\u00eb si nga qytetar\u00ebt ashtu edhe nga kompanit\u00eb, prandaj \u00e7\u00ebshtja e lart\u00ebsis\u00eb s\u00eb tarifave meriton nj\u00eb debat m\u00eb t\u00eb gjer\u00eb publik.<\/p>\n<p>Ai theksoi se Banka Qendrore aktualisht nuk ka mund\u00ebsi ligjore t\u00eb nd\u00ebrhyj\u00eb drejtp\u00ebrdrejt n\u00eb p\u00ebrcaktimin e provizioneve bankare, por konsideron se duhet t\u00eb shqyrtohen mund\u00ebsit\u00eb p\u00ebr plot\u00ebsimin e korniz\u00ebs ligjore, sipas shembullit t\u00eb disa vendeve evropiane, ku ekzistojn\u00eb mekanizma p\u00ebr mbrojtjen e konsumator\u00ebve dhe sigurimin e kushteve t\u00eb drejta p\u00ebr p\u00ebrdorimin e sh\u00ebrbimeve t\u00eb pagesave.<\/p>\n<p>Ndaj q\u00ebndrimit t\u00eb guvernatorit reagoi ministrja e Financave, Gordana Dimitrieska-Ko\u00e7oska, e cila deklaroi se tarifat dhe provizionet q\u00eb ark\u00ebtojn\u00eb bankat nuk jan\u00eb nj\u00eb fush\u00eb q\u00eb aktualisht rregullohet me ligj.<\/p>\n<p>Debati p\u00ebr provizionet bankare vjen n\u00eb nj\u00eb periudh\u00eb kur fitimet e bankave po sh\u00ebnojn\u00eb rritje t\u00eb vazhdueshme, nd\u00ebrsa nj\u00eb pjes\u00eb e klient\u00ebve shprehin pak\u00ebnaq\u00ebsi p\u00ebr shkak t\u00eb paralajm\u00ebrimeve p\u00ebr shtrenjtimin e m\u00ebtejsh\u00ebm t\u00eb sh\u00ebrbimeve.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fitimet e sektorit bankar n\u00eb vend vazhdojn\u00eb t\u00eb rriten, nd\u00ebrsa nj\u00eb pjes\u00eb e konsiderueshme e&#8230;<\/p>\n","protected":false},"author":1,"featured_media":16692,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-23754","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-maqedoni"],"_links":{"self":[{"href":"https:\/\/faktiditor.ch\/index.php?rest_route=\/wp\/v2\/posts\/23754","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/faktiditor.ch\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/faktiditor.ch\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/faktiditor.ch\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/faktiditor.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=23754"}],"version-history":[{"count":1,"href":"https:\/\/faktiditor.ch\/index.php?rest_route=\/wp\/v2\/posts\/23754\/revisions"}],"predecessor-version":[{"id":23757,"href":"https:\/\/faktiditor.ch\/index.php?rest_route=\/wp\/v2\/posts\/23754\/revisions\/23757"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/faktiditor.ch\/index.php?rest_route=\/wp\/v2\/media\/16692"}],"wp:attachment":[{"href":"https:\/\/faktiditor.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=23754"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/faktiditor.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=23754"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/faktiditor.ch\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=23754"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}