Qytetar\u00ebt q\u00eb planifikojn\u00eb t\u00eb blejn\u00eb nj\u00eb banes\u00eb t\u00eb dyt\u00eb n\u00eb Maqedonin\u00eb e Veriut do t\u00eb p\u00ebrballen me kushte m\u00eb t\u00eb rrepta kreditimi nga 1 dhjetori. Banka Popullore ka vendosur kufizime t\u00eb reja p\u00ebr nivelin e borxhit dhe afatet e shlyerjes s\u00eb kredive, me q\u00ebllim parandalimin e mbingarkes\u00ebs financiare t\u00eb familjeve.<\/p>\n
Ndryshimi kryesor ka t\u00eb b\u00ebj\u00eb me afatin e shlyerjes s\u00eb kredive p\u00ebr blerjen e banes\u00ebs s\u00eb dyt\u00eb ose t\u00eb m\u00ebtejshme, i cili shkurtohet nga 30 n\u00eb 25 vjet. Nd\u00ebrkoh\u00eb, kredit\u00eb konsumatore me hipotek\u00eb do t\u00eb duhet t\u00eb shlyhen brenda 15 vjet\u00ebsh, n\u00eb vend t\u00eb 20 viteve t\u00eb deritanishme.<\/p>\n
Rregullat e reja parashikojn\u00eb edhe uljen e kufirit t\u00eb detyrimeve mujore ndaj t\u00eb ardhurave. P\u00ebr kredit\u00eb n\u00eb denar\u00eb, ky kufi zbret nga 50 n\u00eb 45 p\u00ebr qind, nd\u00ebrsa p\u00ebr kredit\u00eb me komponent\u00eb valutore, nga 45 n\u00eb 40 p\u00ebr qind.<\/p>\n
Kjo do t\u00eb thot\u00eb se nj\u00eb qytetar me t\u00eb ardhura mujore prej 60.000 denar\u00ebsh do t\u00eb mund t\u00eb ket\u00eb detyrime kreditore deri n\u00eb 27.000 denar\u00eb, n\u00eb vend t\u00eb 30.000 denar\u00ebve.<\/p>\n
P\u00ebrjashtim nga kufizimet e reja b\u00ebjn\u00eb qytetar\u00ebt q\u00eb blejn\u00eb banes\u00ebn e tyre t\u00eb par\u00eb. P\u00ebr ta mbetet n\u00eb fuqi afati maksimal i shlyerjes prej 30 vjet\u00ebsh, me pjes\u00ebmarrje minimale vetjake prej 10 p\u00ebr qind. P\u00ebr bler\u00ebsit e tjer\u00eb, pjes\u00ebmarrja minimale do t\u00eb jet\u00eb 25 p\u00ebr qind.<\/p>\n
Guvernatori i Bank\u00ebs Popullore, Trajko Sllaveski, n\u00eb nj\u00eb intervist\u00eb p\u00ebr TV Telma, ka sqaruar se masat synojn\u00eb t\u00eb frenojn\u00eb huamarrjen e tepruar dhe t\u2019u japin p\u00ebrpar\u00ebsi qytetar\u00ebve q\u00eb k\u00ebrkojn\u00eb t\u00eb zgjidhin \u00e7\u00ebshtjen e banimit.<\/p>\n
\u201cBanesat dhe sht\u00ebpit\u00eb, para s\u00eb gjithash, duhet t\u00eb jen\u00eb objekte banimi dhe vet\u00ebm m\u00eb pas objekte investimi\u201d, ka deklaruar Sllaveski.<\/p>\n
Nga ana tjet\u00ebr, ekonomisti Abil Baush paralajm\u00ebron se shkurtimi i afateve t\u00eb shlyerjes mund t\u00eb rris\u00eb k\u00ebstet mujore, t\u00eb ul\u00eb k\u00ebrkes\u00ebn p\u00ebr kredi dhe t\u00eb ndikoj\u00eb n\u00eb fuqin\u00eb bler\u00ebse t\u00eb qytetar\u00ebve, si dhe n\u00eb sektorin e nd\u00ebrtimit.<\/p>\n
Masat vijn\u00eb n\u00eb koh\u00ebn kur kredit\u00eb p\u00ebr banesa kan\u00eb sh\u00ebnuar rritje vjetore prej 16,1 p\u00ebr qind n\u00eb shtator, nd\u00ebrsa \u00e7mimet e banesave n\u00eb Shkup jan\u00eb rritur me 10,3 p\u00ebr qind gjat\u00eb tremujorit t\u00eb tret\u00eb t\u00eb vitit 2026.<\/p>\n
Banka Popullore thekson se kufizimet kan\u00eb karakter parandalues dhe nuk jan\u00eb pasoj\u00eb e ndonj\u00eb rreziku t\u00eb menj\u00ebhersh\u00ebm p\u00ebr stabilitetin e sistemit bankar.<\/p>\n","protected":false},"excerpt":{"rendered":"
Qytetar\u00ebt q\u00eb planifikojn\u00eb t\u00eb blejn\u00eb nj\u00eb banes\u00eb t\u00eb dyt\u00eb n\u00eb Maqedonin\u00eb e Veriut do t\u00eb…<\/p>\n","protected":false},"author":1,"featured_media":62908,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-62905","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-maqedoni"],"_links":{"self":[{"href":"https:\/\/faktiditor.ch\/index.php?rest_route=\/wp\/v2\/posts\/62905","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/faktiditor.ch\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/faktiditor.ch\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/faktiditor.ch\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/faktiditor.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=62905"}],"version-history":[{"count":1,"href":"https:\/\/faktiditor.ch\/index.php?rest_route=\/wp\/v2\/posts\/62905\/revisions"}],"predecessor-version":[{"id":62909,"href":"https:\/\/faktiditor.ch\/index.php?rest_route=\/wp\/v2\/posts\/62905\/revisions\/62909"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/faktiditor.ch\/index.php?rest_route=\/wp\/v2\/media\/62908"}],"wp:attachment":[{"href":"https:\/\/faktiditor.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=62905"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/faktiditor.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=62905"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/faktiditor.ch\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=62905"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}